What is the cost of emergency IVF and is it covered by insurance?

So, nationally, emergency IVF is anywhere from $10,000 to $15,000 and that may or may not be covered by your insurance. When patients are going through emergency IVF, the cost could be $10,000 to $15,000 for them but there are many centers that are working with organizations like Fertile Hope and are giving discounts to cancer patients because of their circumstances. So, for example, a patient can look online at fertilehope.org and find a center near them that is working with Fertile Hope and go through the application process through Fertile Hope to get some prescription coverage. And then the center that they’re linked up with gives the discount for the services. So, it may be $5,000 as opposed to the $10,000 to $15,000. But that’s generally an out-of-pocket expense and it’s usually not covered by insurance. Most insurance companies, if they do cover in vitro fertilization, the patient has to be defined as infertile. And that usually means that a woman is trying for a year or more to become pregnant on her own and has not been successful. And then after that year, they start to investigate why that woman is not becoming pregnant and looking into what her fertility issues are. Since cancer patients are kind of on the frontline and we know that their fertility may be compromised, insurance companies don’t necessarily have to cover those expenses. It’s based on their individual policy and to whether or not the individual policy will cover those costs or not.